China electronic payment development missing?
In just closing of 2010 "two", IT telecommunication field, the content online, three nets fusion is widely concerned about. And e-commerce, mobile Internet for years has been a hot topic, of which, the Chinese people's political consultative conference, the central university of finance and economics, director of securities and futures HeJiang submit the standardize and develop electronic payment ", I think is sometimes made should be for China, the electronic payment market development, it is urgently needed. First, the government supervision department should realize electronic payment is the rising sun industry, is the future development of financial market direction. From the history to see money, money has gone through the real money, metal money, notes, as well as modern electronic money, electronic pay wait for four stages. Money every time revolutionary evolution, the direction is to make the currency function is more convenient, efficient and safe. In particular, the near ten years, electronic currency with its convenient and safe, efficient and other advantages, has seen rapid development in our country, into people production, life and so on many domains. Analysys international "issued by the China market, the third party pay blue book of Chinese showed that in 2009, the domestic market trading, the third party pay scale to nearly $600 billion. Like a quick buck such independent third party payment and clear and settlement enterprise, trading has over 100 billion yuan. Earlier, the author ever write blog article "the third party pay finally let paper money disappear", to the industry have prospect interpretation. So, the government in taxes, hi-tech enterprise confirmation, capital support and related policy, should open a "green light" to encourage their development. Second, the network, telephone payment, pay POS and so on the new credit card payment channel application very popular, the third party pay "leaders" quick buck, pay-and-escrow also has entered the mobile payment areas. The data showed that the letter work, in the first half year of 2009, China mobile payment breakthrough user 19.2 million households, realizing trade 62.685 million pen, amount paid a total of $17 billion. But, these new enterprise, but still as did telecommunication industry SP enterprises depend on telecommunications operator survival, to the bank "work". GuanGuoGuang ever to the quick buck CEO tells first entered this field is actually rely on their own and one bank "negotiations", plus shut himself is "the sea return sent", mainly to is similar, insurance, aviation traditional profession pay, so, "can do 100 billion yuan RMB". According to the people's bank of China of the 2009 statistics, China's already have all kinds of electronic payment enterprise home to more than 300, mostly in the enterprise in Shanghai, guangdong, Beijing and the financial industry developed city. And the author worry is the growing size of the electronic payment enterprise team how more benign and orderly development? The government is set up as soon as possible the industry standards, encourage industry innovation, support to the traditional industry development electronic payment?